Car insurance always contains one of the three main cover options:
Wettelijke Aansprakelijkheids (WA) verzekering
- Third party only cover
Mandatory for car all owners. Covers liability for damage up to € 6,070,000.― (persons) or (else) € 2,500,000.―.
- Third party, fire and theft cover (TPFT)
Third party + cover for damage caused by fire, theft, burglary, glass in windows and windshield.
WA/volledig-casco verzekering (or "All Risks")
- (Full) Comprehensive cover
Third party, fire & theft insurance + vandalism + accidental (own) damage to your car, whether or not you're at fault.